VYBE of LPT Realty, LLC · Maryland · For Steve Pipich
Thirty-four items sit between this build and a real send. Twenty are compliance decisions for the broker of record and the team leader; ten are accounts, keys and access that only VYBE can grant; four are the build team’s own remaining work. Every open item anywhere in this project lives here, on its own page, so nothing is missed and nothing is asked twice. Type your answer under any item — it saves as you go, and it is retrieved individually once you are done.
Compliance and documents
Thirteen decisions sit with the broker of record, four with the team leader, and three are documents for the compliance file.
Only A3, the mailing address, actually blocks sending. A5 is the one that decides whether any of this proceeds at all. Everything else can be answered in any order, and partial is better than delayed. Where an answer has already been given verbally it is marked as such and is being acted on, but it still needs a signature, because a build that runs on remembered conversation is a build nobody can audit.
COMAR 09.11.02.01G(2) requires the name as it appears on the license, and Md. Bus. Occ. & Prof. §17-527.2(b)(2)(ii) requires the full business name “and not a logo used by the business.”
The build renders VYBE of LPT Realty, LLC today, matched word for word against LPT’s IRS Form W-9 line 1 and the Commission’s live trade name field. No attorney has read it. A signature closes it.
§17-547(b)(3) requires the telephone number of the broker or the branch office manager. A team’s own number is neither, unless it reaches one of those two people.
The build uses 321-449-8990, given verbally. The number it replaced was LPT’s national switchboard and satisfied neither prong.
15 U.S.C. §7704(a)(5)(A)(iii) requires a valid physical postal address in every commercial email.
This one blocks sending. The build refuses to render a placeholder, so no issue can pass its checks until a real address exists.
COMAR 09.11.02.01G(4) requires the G(2) and G(3) disclosures within the first 25 percent of the main page of an electronic media advertisement, or a 280-character hyperlink alternative.
This is the one item that correct wording cannot fix, because it is about placement. It is genuinely open, and it is a reading of the rule rather than a preference.
The drafting is assisted by software. An agent reviews and approves every issue before it sends, and nothing sends without that approval.
If the answer is no, every other item here is moot. Worth answering first for that reason alone.
§17-527.2(b)(1) requires the name as it appears on the license; (a)(4)(ii) allows a designated name.
Nothing in the system checks an agent’s name against their license today. If designated names are allowed, we need to know whether the Commission must hold it first.
LPT’s own “Do’s and Don’ts for Teams and Groups” states that the broker and branch office manager may not delegate their supervisory responsibilities to the team leader, and that their supervision is in addition to the team leader’s.
Today the flow is: the system drafts, the agent approves, it sends under that agent’s license. There is no broker review in the middle. The team leader cannot answer this one alone.
It is the single highest-exposure control in the product.
No compliance professional or attorney has ever reviewed that list. It has already been shown both to over-block lawful copy and to miss unlawful copy. Right now nobody has signed it.
Strict blocks an issue outright. Advisory flags the wording and lets it send.
Measured, and it is not a small difference: choosing advisory for one section also switches off a second net that would otherwise catch the same wording elsewhere in the issue. A steering sentence produced three blocking findings under strict and none under advisory.
Retention is cheap to build now and expensive to reconstruct later.
The system already records every approval. What it does with the sent copy is a brokerage decision. See also D10, data kept when an agent leaves.
The Commission’s public record confirms an active Maryland broker license under the LPT entity.
It does not by itself show which agents you are the designated broker for.
A membership mark is not a statutory element, so its use is brokerage policy rather than statute.
Acted on already, conservatively: the design printed REALTOR® in the identification block and it was removed on 10 September pending this answer. Say the word and it goes back.
A build team only knows the rules it has been given.
The cheapest possible time to hear it is now.
LPT’s team guidance says the notice of team formation must name the team leader, their license number and contact details.
The Commission’s public record for the broker shows the Team Leader field blank.
LPT’s guidance says the team leader should complete it before the team forms, and no later than 90 days after.
A date is all that is needed.
The team leader must keep a current list of team members and give it, with revisions, to the broker or branch office manager.
The system keeps its own approval list. If the two drift apart, someone can be sending team advertising while off the official list, or the reverse. See also D9, the roster VYBE needs for approving agents.
Or whether the agent’s own approval is enough.
This changes the monthly calendar for every agent, so it is worth deciding once rather than per issue.
It is a precondition to advertising as a team.
Confirmed filed. A copy is still needed for the file.
It settles the advertising name in writing rather than by inference.
Two primary sources already agree. This turns it into a document rather than a research note.
So the build works to it rather than infers it.
If none exists in writing, say so, and that is itself the answer.
Accounts, access and the build team’s own work
Ten are Steve’s: keys, logins, payment and a couple of decisions the code itself is waiting on. None of these need a lawyer, and most need five minutes. Four more are the build team’s own remaining work, kept here rather than on a second list.
A temporary key is in place today so the writing steps could be built and tested, with every dollar it spent itemized. Unlocks the market brief and the draft-writing step; goes straight into Cloudflare as a secret, never by email or chat.
Planned for 24 September.
Until both numbers exist, the software refuses to call the AI service at all, on purpose, so nothing can run up a bill by accident.
Billie is raising it with Steve.
Hands both accounts to VYBE. Confirm the new login works before the old one is removed, so the account can never be locked out.
Targeted for the next meeting with Steve.
Unlocks local events near each client, client consent records, and actually sending the email.
Needed before the local events phase.
Unlocks real agents signing in. The name can never be changed later. Essentials runs about $35 a month at the 500-user tier, and the current test account’s free trial ends around 1 October.
Needed before real agents sign in.
Unlocks file storage for videos and the queue that paces sending.
Needed before videos and sending.
Not yet scheduled by anyone. It is the one gap that answering A1 through A13 yourselves does not close — those are a build team’s reading of the statute, not counsel’s.
The sending phase does not start until this is in.
The app refuses to build a real newsletter from rules nobody has approved. The fair housing word list specifically is asked as its own item, A8 and A9 above.
Needed before the first real newsletter.
So a reviewer can approve a request at a glance instead of a separate website visit and a CAPTCHA. The state record stays the authority; the roster is the fast path. See also B3 above, who maintains that list day to day.
Needed before agents are invited in.
Unsubscribes must follow a departing agent permanently. See also A10 above, about keeping copies of what goes out.
Needed before sending.
Agent accounts protected by more than a password. The test account uses shared development keys today.
Needed before real agents sign in. Billie decides, then sets up.
Correct broker name and number in every footer.
Needed before the first real newsletter. Billie’s own task.
Unlocks videos, listings and the final look of the email.
Needed before the content types phase. The designer’s task.
Unlocks release to all agents. The first send goes to a small named group for a day before everyone else.
Needed before release. The build team’s task.
The sign-off document carries these same thirty-four items with a blank under each, and a signature block for the broker of record and the team leader. The twenty compliance items are operational and compliance answers, not legal advice, and answering them creates no attorney-client relationship. The ten accounts-and-keys items are not compliance questions, and the four build-team items are not questions for Steve at all — they stay here so the whole project has one list, not two. Where an answer differs from what was said verbally, that difference matters and should be raised rather than smoothed over.